When Local Law Shapes Your Access
Our terms are written for Malaysia and sit alongside the law that applies where you are. If a rule in this page conflicts with a local requirement, the local requirement comes first. Access to any account step or service is available only where local law permits
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it, and we may ask you to confirm details before you proceed. We can also update these terms when our process, risk checks, or legal duties change. When that happens, the revised version replaces the earlier one from the stated effective date.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.